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#1
10-01-2007, 01:02 PM
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Kitesurfing Insurance
Its been quite a dangerous kitesurfing year already... 3 injured feet, 2 kiters across the highway, broken ankles, kitesurfers in powerlines.
Luckily only the kitesurfer has been injured so far but what happens when you injure someone else? I talked to my insurance agent and he recommended an "umbrella" policy. This will cover you up to $1,000,000.00 for liability. It can be expensive though. Most companies first require you to have $250,000/$500,000 policy limits on your auto before they will write an umbrella. For me its an extra $700 yearly but I consider it well worth the cost. Remember, if you injure someone or put your kite in the road and cause an accident... YOU WILL BE SUED!!!! Talk to your agent. Maybe someone out there can find better deals. Please post here if u do. Oh yeah, and those "kite" insurance programs that only charge $30-$100 yearly for coverage... good luck getting them to cover you when u need it. Most of those policies are not even underwritten in the US. 
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#2
10-01-2007, 07:20 PM
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Thanks Jayson.
I responded on a thread on KF asking about insurance. No answers, really. What about if I injure myself, to the tune of your foot injury etc? I don't know much about insurance, that's for sure. Didn't car insurance just drop PIP today? I guess I am asking how do I best get insurance for a really bad accident (to MY health?). Just health insurance?
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#4
10-01-2007, 07:27 PM
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Just making sure, that's what I thought.
You are referencing liability if you kill or injure someone else, of course 
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#5
10-01-2007, 08:03 PM
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Kite safe everyone
Last edited by kite-4-life; 10-16-2007 at 04:49 PM. Reason: hoping to become a moderator....
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#6
10-02-2007, 07:58 AM
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Steve,
As we discussed a few weeks ago after riding, I work for a health and life insurnace administrator, we're basically consulting and processing. I have spoke with some of my industry contacts that write property and casualty policies among other things and I was asking him what places like skate parks and places like OWC in orlando do for their liability policies. He said he will get back to me and when I find out you will be the first to know. Danny
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#7
10-02-2007, 09:16 AM
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Steve (813)389-3683
Last edited by kite-4-life; 10-16-2007 at 04:32 PM. Reason: sugar rots your brain
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#8
10-02-2007, 09:30 AM
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triton's new website has a lot of great information about the area. they have the same aerial maps of launches, discuss wind direction, etc. I'm sure matt would be willing to add more info if it is suggested. check them out at www.tritonkiteboarding.com
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#9
10-03-2007, 02:53 PM
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Site
Actually I can repost Bryans old stuff on the launches on my site. If anyone can get a hold of Eagle, I will be more than happy to repost the launch information on my site.
__________________
"Stop living for someone else, and start living your own life! It's amazing how things work out perfect." RS
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#10
10-03-2007, 03:03 PM
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Linear Mode
