Your homeowners policy should cover you up to $100,000. This may or may not be enough.
If you do not own a home you an still get a $1,000,000 umbrella policy throough your auto policy. THis policy covers you for all personal LIABILTY, not just kiteboarding.
Most companies require you to have $250/500 K limits and then you pay extra for the million $ policy. Mine is about $400 a year but well worth it. One slip and your kite goes into the highway and you could be financially ruined for life.
If you were driving, or kiting, and someone recklessly injured you with their kite..... would you sue?
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