each city is different on their own permits if needed. the bare minimum tho' is to be a licensed boat captain if you have people come aboard your vessel as a business. Also you have to register with the state as a business to get your tax ID number.
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I know because I am in process right now with the Coast Guard.
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hey scott, if you need to use a dock or lifts ( 1x electrical 1x manual ) you are welcome to use mine anytime, I won't even charge much more than a ckn sndwch LOL!