Hey Rick,
Yes, Ponce is quite a gem when it comes to great kiteboarding spots in central Florida. As far as the water temp. I'm not exactly sure what it usually gets down to, but I have yet to use more than a 3mm 3/4 wetsuit. I've only been kiting there for the last two years, I'm sure on colder fronts it could warrant a full.
Peace,
Robert
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