FKA Kiteboarding Forums

FKA Kiteboarding Forums (http://www.fksa.org/index.php)
-   What's going on? (http://www.fksa.org/forumdisplay.php?f=47)
-   -   Kitesurfing Insurance (http://www.fksa.org/showthread.php?t=4757)

CrazyJay 10-01-2007 01:02 PM

Kitesurfing Insurance
 
Its been quite a dangerous kitesurfing year already... 3 injured feet, 2 kiters across the highway, broken ankles, kitesurfers in powerlines.
Luckily only the kitesurfer has been injured so far but what happens when you injure someone else?
I talked to my insurance agent and he recommended an "umbrella" policy. This will cover you up to $1,000,000.00 for liability. It can be expensive though. Most companies first require you to have $250,000/$500,000 policy limits on your auto before they will write an umbrella. For me its an extra $700 yearly but I consider it well worth the cost.
Remember, if you injure someone or put your kite in the road and cause an accident... YOU WILL BE SUED!!!!
Talk to your agent. Maybe someone out there can find better deals. Please post here if u do. Oh yeah, and those "kite" insurance programs that only charge $30-$100 yearly for coverage... good luck getting them to cover you when u need it. Most of those policies are not even underwritten in the US.

Skyway Scott 10-01-2007 07:20 PM

Thanks Jayson.
I responded on a thread on KF asking about insurance. No answers, really.
What about if I injure myself, to the tune of your foot injury etc?

I don't know much about insurance, that's for sure. Didn't car insurance just drop PIP today?
I guess I am asking how do I best get insurance for a really bad accident (to MY health?).
Just health insurance?

CrazyJay 10-01-2007 07:22 PM

Thats what health insurance covers. I guess u could sue yourself ;0)

Skyway Scott 10-01-2007 07:27 PM

Just making sure, that's what I thought.
You are referencing liability if you kill or injure someone else, of course :)

kite-4-life 10-01-2007 08:03 PM

Kite safe everyone

Danimal8199 10-02-2007 07:58 AM

Steve,

As we discussed a few weeks ago after riding, I work for a health and life insurnace administrator, we're basically consulting and processing. I have spoke with some of my industry contacts that write property and casualty policies among other things and I was asking him what places like skate parks and places like OWC in orlando do for their liability policies.

He said he will get back to me and when I find out you will be the first to know.

Danny

kite-4-life 10-02-2007 09:16 AM

Steve (813)389-3683

amber 10-02-2007 09:30 AM

triton's new website has a lot of great information about the area. they have the same aerial maps of launches, discuss wind direction, etc. I'm sure matt would be willing to add more info if it is suggested. check them out at www.tritonkiteboarding.com

shogun1204 10-03-2007 02:53 PM

Site
 
Actually I can repost Bryans old stuff on the launches on my site. If anyone can get a hold of Eagle, I will be more than happy to repost the launch information on my site.

popeye 10-03-2007 03:03 PM

His old site is archived.

http://web.archive.org/web/*/http://...teboarding.com


All times are GMT -5. The time now is 12:42 PM.

Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.

Do not advertise outside of [COM] Forums.
Do not show disrespect for others in your postings.
Users can be denied access to this Site without warning.
FKA, Inc., it’s officers and moderators are not responsible
for the content of the postings and any links or pictures posted.

Report Problems by PM to “administrator” or via email to flkitesurfer@hotmail.com

Copyright FKA, Inc. 2004, All Rights Reserved.